B Listings*Bank
of America - One of the world's many badly run government entwined banks. 1) Still
does marketing calls despite being listed on national do
not call list. Evening 5/13/05,
2) Junk Mail 0% credit card offer. 4/1/08 3) Harrassment by Collections using Countrywide's number (972) 498-5000 and refusing to identify themselves after three requests. No debt was owed to Countrywide. 4) Collections calls when no debt is owed over 3 times per week with redundant questions where same answer is supplied. 5) Charges $5.00 and requires fingerprint and driver's license to cash account holder checks drawn on their own bank. Pray that you never have Bank of America as a lender or servicing bank. 6) Consistently spends money to purchase the U.S. Government and borrows your money without your direct permission via government lobbyists. According to the BBC, The U.S. Government agreed to give them $20 billion in January 2009 and $118 billion in gaurantees against bad assets. They should be allowed to fail like any other badly run business, instead, thanks to their lobbying efforts, they will be putting the U.S. Citizens on the line. For more bad news about B of A, go to ConsumerAffairs.com as of 5/21/09 Bank
One (First USA)- See also "Credit
Card Conspiracy" - AVOID THIS COMPANY AND STAY
AWAY FROM USING MOST MODERN CREDIT CARDS.
The word "ethics" is
lost in the fine print. 1)
In order to activate their credit card, you must put up with
tedious
and
time consuming
sales
plugs.
12/12/02 2) Even if you pay your bills on time, if
they deem your credit doesn't meet their subjective standards
usually derived at by the infamous 3) Experian credit reporting
agency that sells credit reports with more holes in them
then swiss cheese, they can raise your rate 4) even on old
balances.
Despite good
credit
and
constant
misinformation
posted
by Experian,
a rate can jump to 6 percent higher even
as the prime rate goes down as it has from 2001 to 2003. 5)
This unethical company also is guilty of 99 cent pricing
to sell their programs,
i.e. 24.99% interest. This is one bottom feeding bank monopoly that
I would avoid
getting
started
with
in the
first
place. In fact, they absorbed a First USA card and now
call it Bank One with
these new changes that basically say, "we think you
must be struggling so we will help you out by raising
the interest
on you substantially. 6) When your balance is under the
limit and the bank ads a finance charge that places the
cardholder over the limit, an additional $35 over limit
fee is charged and 7) the interest rate may be increased.
8) Subjectively chooses to raise interest rates up to
10% without warning." 9)
BANK RAISED RATE ON CARD BALANCE PAID DILIGENTLY FROM 12.99%
TO 27.99% IN ONE BILLING CYCLE BECAUSE OF
SUBJECTIVE REASONING. This
bank is EXACTLY all about what gives all banks a bad reputation
and yet they
are extremely
successful
at
preying
on the
unsuspecting and vulnerable by jumping their rates. I
would stay away from this bank even if I was really hard
up
for a
credit card. What did Jesus say about the money lenders?
Remember the government is supposedly protecting you from
bad banks like this one. However, that's like letting
the fox gaurd the henhouse. Bank lobbies and attorneys
have
a full time job making government work for them and not
for you. EVIL BANKS LIKE THIS ONE GIVE AMERICA A BAD REPUTATION
AND SHOULD NOT BE SUPPORTED IN ANY WAY SHAPE OR FORM ON
ETHICAL GROUNDS ALONE. USEROUS BANKING PRACTICES. Beazer
Homes - Extremely
poor service, product construction (cracked walls and roof tiles
(poor product reliability). There is a reason that they are usually
so much
cheaper.
However,
since
people don't check with other owners frequently enough, Beazer has
been able to market around these facts to become the number 1 new
home builder in Sacramento. One can easily imagine that in today's
corporate environment. 4) Conflict of Interest involving Property
Management companies like Kocal Property Management in Sacramento,
CA. Beckett
Water Gardening Systems
(Fountain Pump) - 1) Must tear
through box to discover contents 2) Despite hefty price tag,
pump didn't come with
adjustments
for various size tubing or filtration system. 9/4/05 BeLight
Software (Business Card Composer) - 1) 99
cent pricing when upgrade cost $19.95 2) for
an upgrade because program started wasting paper and ink due
to MacOS 10.5 printing changes. Probably should have been a
fix to prior software, since in my case, the program was all
I needed with the exception to the printing problems. Management
was courteous and polite in responding to my criticism. Perhaps
it was all Apple's fault. Have I ever heard that one before
and have no doubt that it is true in at least 50% of the cases.
I guess only their hair dressers know for sure. 5/6/08. Bell Bros Heating & Air Conditioning
- 1) Junk Mail.
2) Trying to fool potential customers into thinking the junk mail is a personal letter. 3) Then getting the surprise of business junk mail, this company has the gall to use the domain name "www.thenosurpriseguys.com." - 11/12/08 BeOS
- 1) Operating System would not load.
2) Ease of installation over stated on box. 3) Fried Computer
Hard
Drive
making it unfixable
with common utilities. 4) Non-existent technical support, l. 9/10/01 Beneficial
- Junk mail and no business name on envelope with enticement
check enclosed. 8/13/01 Benjamin
International, (Importing from Korea) - 1)
Lead in Charms made in Korea. Details (888) 249-7639 Best
Buy - Junk mail. 8/13/01, 99
cent pricing 8/2002
Michael
P. Murphy
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Beutler
Corporation (air conditioning)- 1) Motherboard on
duel zone failed within the first 2 years stopping all air conditioning
in
the
middle of summer. 2) Beutler couldn't schedule service for over
20 days. 3) forced to hire outside serviceman that arrived in
two days and replaced the board, informing me that the common
Beutler board that Beutler installed goes out all the time and
is extremely expensive. He installed a Honeywell board and it
has worked fine since. He also replaced 4) faulty sealing that
was wide open around the unit that allowed cool air to constantly
escape 5) raising our air conditioning bill tremendously. This
was only a two year old unit!!!. I assume he meant frequently. The
latter are
unacceptable practices for any major air conditioning company.
From poor installation, to poor service, one can only imagine
that
Beutler makes it on the builders' installer list for either price
or speed of installations. Knowing Beazer Homes, those reasons
are highly likely since quality is not synonymous with Beazer.
6) Beutler Service after being informed, wanted to send out a
technician
at my expense to check out the situation and to look at the card.
My bringing in the defective card with the obviously blown part,
was not acceptable to them. Further, on close inspection of the
card it was obvious that it was damaged and that the installer
had used an oversized screwdriver which in turn damaged the component.
In the future, I will avoid buying a home with Beutler
products installed. They do not save me money in any way shape
or form and probably live off of extended warranty sales to cover
their poor installations and defective products. I am stuck with
their poor components for now, but at least I have a better air
man and a Honeywell dual zone controller instead of the defective
Beutler one. 3/17/03 Blockbuster
Video
(Online)- 1) Poor timeliness on shipping,
limiting quantity of videos received in any period of time (saving
the company money???).
2) Poor phone service times.
3) Poor phone selection system that doesn't
always work or denies input. 4) Raises
prices without informing member. 5) Cue
for TV and other series gets out of order so that you'll watch
various
seasons and shows out of the order you selected. 6) Long
wait times for some movies. 7) sometimes repeats
your order so you get the same movie twice without your input. 8) After
lowering to a cheaper account type, BB continued to bill at the
higher account rate as
though there was no reduction. 9) When
informed, refused refund. Asked to cancel account on 3/10/2008
due to poor service and overbilling. 10) 99 cent
pricing. (3.99 specials, etc.) There's a trend that the bigger
a company gets and the closer to a monopoloy, the more the power
corrupts them. Brehm
Communications, Inc.
(Gold Country Media)- 1)
Lazy and bias reporting with Right Wing slant. Recommend Boycott
of all associated newspapers. Brother
(Printers)- 1) Hard to find technical support number,
never found it. Hidden on the Internet. Broyhill
Furniture- 1) Customer Service placed me on hold and then an automated voice told me that due to unexpected circumstances, they could not take my call right now. Please call back later. posted 6/11/09 Bush,
George W.
(43rd U.S. President)- 1) Lying to the American people. 2)
Pre-emptive strike in Iraq. 3) Endorsement of actions voiding the
Constitution of the United States of America that he was sworn
to uphold. 4) Endorsing policies that expanded U.S. debt. 5) Useless
murder of U.S. Troops in foreign wars. 6) Failure to capture and
convict Osama Bin Laden for attacks against the United States.
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*Opinions and information is for the sole use of The Small Businessman and is not intended for use by the media or for any other particular use other than by the site owner. Listed companies are in alphabetical order. This is intended to assist companies to improve their business processes and ethics only per subjective opinion of The Small Businessman, not to diminish their sales or sales prospects - simply to improve them. |